Starbucks SWOT Analysis - 1447 Words

Starbucks-Via Synopsis: Inspired by the book and the movie about Moby Dick, Starbucks first opened as a storefront in Pike Place Market in 1971. It wasn’t until 1984 when Howard Schultz joined the operation as a chairman, president, and chief executive officer, and introduced to Starbucks the new Italian breed of coffee bean and Italian style of coffee drinking; a style that refreshed the idea of socializing and interacting among people of all walks in times that corporate life style was winning over the family and friendly style of living. Such goal was established by officially making it company’s mission statement; â€Å"to inspire and nurture the human spirit – one person, one cup and one neighborhood at a time† (Starbucks, n.d). After 43†¦show more content†¦al, 2011). Starbucks has done a good job for packaging their instant coffee. Due to the negative mind set in regards to the already existing instant coffee brands, Starbucks has tried to dissociate their new pro duct by packaging it in a new style not recognized as a normal instant coffee. Additionally, instead of attaching the words â€Å"instant coffee† on the packaging, they simply call it the Via (to go). Consumer outreach is another factor that Starbucks must focus and invest highly in. This has not been an issue for Starbucks as its products were usually advertised by the word-of-mouth, or by advertising through the Starbucks branded cups. Since the usual customers tend not to like the idea of the instant coffee, it will be hard to have them buy and carry the new product long enough for the advertising affect take place. Also, since not that many people will buy the product initially, the word-of-mouth style of advertisement will be at its minimum. Additionally, even if the product is purchased, it will most likely be mixed in a non-Starbucks branded cup, which will make it impossible for the product to advertise for itself. Therefore, the company must increase its advertisemen t budget and increase the use of the media to counter the said problems. This problem is further highlighted by the price the product is being offered at. Even though, Starbucks has announced the move to help customersShow MoreRelatedChallenges Faced By Starbucks : Swot Analysis1547 Words   |  7 Pagesadapting strategy Problems associated with clients Challenges faced by Starbucks Part 1.2 Situational analysis SWOT analysis PESTEL analysis Mc Kinsey 7s ASSESSMENT 5 PART 1.1: INTRODUCTION OF THE REPORT: In this section we have to discuss the company brief introduction such as how the company is facing client’s problems and how this company suggests solutions of the problems OVER VIEW OF THE COMPNAY: The STARBUCKS the well known brand of coffee who is selling high quality of roastedRead MoreSwot Analysis Of Starbucks1275 Words   |  6 Pages Starbucks Coffee SWOT Analysis Boyd Watson Columbia Southern University â€Æ' INTRODUCTION Starbucks Coffee Company is known on a global level for its retails stores, specialty operations, packaged coffee and beverage brands. 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According to (Forbes, 2014) Starbucks Market cap is around $55.94 Billion which isRead MoreSWOT Analysis of Starbucks1304 Words   |  5 Pagesï » ¿Starbucks SWOT Analysis Name Institutional Affiliation: Starbucks SWOT Analysis Introduction Starbucks Corporation is a world coffee company and a house chain with headquarters in Seattle, Washington. This company is the largest in the world with most of its activities dealing with coffee-products making. It has twenty thousand three hundred and sixty six stores in sixty-one countries. Most of the stores are in the United States of America. Starbucks Company trades cold drinks and hot drinksRead MoreSwot Analysis Of Starbucks1422 Words   |  6 Pages SWOT Analysis for Starbucks Strengths One of the biggest strengths that allow Starbucks to create competitive advantages is Starbuck’s strong brand influence. Over the past 46 years, Starbucks has already grown into the largest coffeehouse company in the world from a local coffee store in Seattle. 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The company’s strengths are that it is a market leader In the coffee industry, it has 16,859 stores by the end of the year 2010 and continues to grow (Starbucks Corporation, 2010) a second strength is the expansion rate they have of opening stores internationally and domestically the only fault with the expansion is that they are opening stores that are right next to others and losing money in each storeRead MoreStarbucks Swot Analysis 1821 Words   |  8 PagesStarbucks Strategic Planning Using SWOTT Analysis Mirror, mirror, on the wall, whos the fairest of them all? Ââ€" The Queen in Snow White. Beauty is only skin deep, companies must also look within to secure longevity. Before a company can successfully bring a mission statement and vision to fruition, they must take a good hard look into the mirror. A company must reflect upon internal strengths and weaknesses, external opportunities and threats, and consider the trends associated with each (SWOTRead MoreA Swot Analysis of Starbucks3360 Words   |  14 PagesIntroduction Starbucks is a famous coffeehouse. Until the mid-1980s it was only a provider of coffee to fine restaurants. Thereafter Howard Schultz, director of retail operations and marketing, was impressed of the popularity of coffee in Milan while he was in Europe . His idea was born. He wanted to bring the coffee bar culture to the Americans. So Starbucks started to realise his idea and so created a new trend. The clue is not only to sell coffee, but to sell an experience. Today Starbucks has gotRead MoreSwot Analysis : Starbucks Company1372 Words   |  6 PagesBackground (Situational Analysis) Starbucks’ Corporation is the world largest coffee company and renowned specialty coffee maker. It roast, market and retails specialty coffee under the flagship Starbucks brand. Starbucks’ founded originally in 1971,headquartered in Seattle, Washington has 16,635 stores in 50 countries out of which 8,832 are company – operated and 7,803 are licensed stores. Starbucks’ hold 75% market share in domestic market and is expanding aggressively in the international market

Jaconsen 1. Sarah Hartman . Mrs. Jacobsen. English 11.

Jaconsen 1 Sarah Hartman Mrs. Jacobsen English 11 May 16, 2017 Discovering the Depths of the Earth Marine Biology is a fascinating field to learn about, but to make a career in it you should consider three things: the job itself, requirements, and why you may be interested in this career. Many of these Questions can be answered by simply studying the career further and talking to a person who has a Marine biology vocation. But as we dive into the field and its unique qualities we must be aware to look at all the facts. The definition of marine biology is a branch of marine science involving the study of animals and plants that live in the ocean and the shoreline and how they interact with the environment. This field specializes†¦show more content†¦Although taking courses will help you be noticed for your intelligence there is still some requirements that deal with the experience part of you training. Most people who hire marine biologist require that you have been and intern somewhere or that you have had field experience. This can help greatly get you noticed or can help you boost above you competing colleagues. If you call any Marine quarry or marine center and are serious about interning they will most likely give you some type of help or can recommend another place that may be able to help you. Even the all of this preparation can help with getting you the job you desire, most people going into marine biology spread out and go into different branches of the field that maybe they hadn’t even known about. There are organizations for about every job that you could dream of in marine biology so the task at hand is for you to do the research and pick out which one is the perfect fit for you. Once you find the one that fit you the best you should ask yourself what are the pros and cons of this job. The advantages and disadvantages of this career are both equally persuasive. Some of the pros are that a marine biologist gets the satisfaction of getting to help the earth and God’s creatures. This can really give someone a feeli ng of productivity. Another reason is the salary of a marine biologist can waver from any ware from $22,000 up. This

Human Resource Management DHL Express

Question: Discuss about the Human Resource Management for DHL Express. Answer: Introduction DHL Express is one of the top multinational companies in the world and has been rated as one of the top companies to work with in the United Arab Emirates. DHL Express is a division of Deutsche Post DHL, which is a German logistic company. Deutsche Post DHL is the largest company in the world when it comes to logistics, particularly in sea and air mail. The company was originally started in 1969 with an objective of delivering documents between San Francisco and Honolulu while the company started to expand its business in other parts of the world during the late 1970s. At present, the company has a workforce of 325,000 employees and has expanded its business operations to a number of other business units, such as DHL Global forwarding and DHL Supply Chain (Greatplacetowork.ae, 2017). Some of the human resource practices that are being followed by the company are discussed below. Human Resource Management Practices At Dhl DHL, in UAE, has been ranked as the number one company to work for from a human resource perspective. Speed plays a very important role in the transport and logistics industry and is one of the most competitive factors amongst the rival firms but with the changing market trends, other factors, such as customer satisfaction, have also started to play a crucial role. As a result, the employees also have an important role to play in the present day logistic industry. Employees are now the backbones of all business organisations and it has become imperative for business organisations to look after the welfare of their employees in order to optimise their performance levels. DHL Express also believes in managing its human resource in a proper manner so that it can lead the global logistic industry. Some of the human resource practices followed by the company are discussed below: Performance And Motivational Training The Company has been planning for the training and development program for its workforce very efficiently. It has introduced learning establishments, such as DHL Asia Pacific Learning Centre. In 2008, the company launched a new program i.e. Deputy Country Manager Programme that was aimed at grooming the employees to take up higher positions in the company in the coming future. Under this program, a Deputy Country Manager is made to work under the guidance of a local country manager in another country and is developed in areas like human resource management, operations, CSR, etc. DHL Express should lay a greater focus on its training and development program but its greater focus on employee learning rather than focusing on actual motivation and performance can prove to be a weakness in the management process. To improve performance and motivation in the employees, DHL Express should design a number of On-the-Job and Off-the-Job training and development programs, such as group exercises, vestibule training, apprenticeship, mentoring programs, etc. that can help in training and developing employees in the short run. 360 Degree Online Feedback Program The 360 degree feedback program in the company was started in order to achieve three aims i.e. performance management, talent review and senior leadership development program. The online program allowed managers from throughout the world to provide feedback using a highly streamlined structure. The company has the right approach towards managing the performance of its employees using an online 360 degree feedback program but can improve it further to achieve better results. The company can also start a 360 degree feedback program in all of its business units in order to improve the output of the program. Using this program, all the employees (juniors or seniors) can review each others performance in a better way and contribute their best towards the management of performance. Career Development the company understands the importance of career development in the management of its human resources. The company has an International Business Leadership Program, which allows its employees to build strong cross-divisional networks and in becoming familiar with the business strategies of the company. The company has also enrolled a number of its employees in Executive Masters of Business Administration program so that they can improve their management skills and become experts in the field of logistics and finance. Career development is an important human resource management function and should be carefully planned in order to engage and retain employees. The company should also undertake some small scale strategies, such as job rotation, job enrichment, job transfer, etc. that can help the employees in learning new things and developing new skills that can help them in development their careers in the coming years (Right.com, 2017). Diversity Management DHL Express believes that its employees are an important factor in providing a reflection of the society in which it operates. The company has a large pool of talented employees who originate from wide range cultural, social and ethnical backgrounds. The company believes that a diverse workforce allows it to offer products and services to a diverse customer base. In order to ensure that there is high productivity, creativity and efficiency in the organisation, the company has committed itself to manage diversity and avoid any type of discrimination in the workplace. The company also has its own Code of Conduct that demonstrates diversity management as an integral part of the companys corporate culture. DHL Express launched a Diversity Respect initiative that was aimed at increasing the interest of people, belonging to various countries, in a career in its industry. The company has also launched Women in Leadership in order to promote female employees who have t he talent to achieve higher positions. DHL Express has taken a number of initiatives in order to manage and promote workplace diversity. A company operating in such a large industry and with such a global presence should definitely promote diversity in the workplace in order to serve a diverse customer base and the companys diversity management capabilities are proving to be a great strength in the global market. The company should also start undertaking expatriates programs and send employees for foreign assignments in order to promote workplace diversity at a greater level (Guides.wsj.com, n.d.). Employee Retention DHL Express has been able to maintain a very high retention rate as it has registered an employee turnover rate of 1%. The company has been able to retain its talented pool of employees by offering them promotions from within and promising them career opportunities. DHL also offers awards to its employees in order to retain them within the organisation. The companys ability to retain its workforce is proving to be one of its ultimate strengths that is also helping it in outperforming its competitors. The company is doing all the right things that are required to keep the employees engaged and retain them within the organisation. The company should also start a performance and potential appraisal system in order to make the work environment more performance oriented, which would ultimately increase the level of employee engagement and help in employee retention (Researchomatic.com, n.d.). Conclusion DHL Express is the global industrial leader when it comes to logistics and is one of the best companies to work with in the United Arab Emirates. The company has been performing exceptionally well when it comes to the management of its human resources, which is evident from the outputs that the company has been experiencing year by year. DHL Express has been following some of the best practices in the management of its human resources but the company can still improve a number of its human resource functions by undertaking new strategies and designing new programs that would improve the work conditions for the human resources and motivate them to work harder. References Dhl.ae. (n.d.). DHL | United Arab Emirates | English. [online] Available at: https://www.dhl.ae/en.html [Accessed 10 Jan. 2017]. Greatplacetowork.ae. (2017). Top Companies to Work for in the UAE - Great Place to Work in the UAE. [online] Available at: https://www.greatplacetowork.ae/best-companies/top-companies-to-work-for-in-the-uae [Accessed 10 Jan. 2017]. Guides.wsj.com. (n.d.). How to Increase Workplace Diversity - Management - WSJ.com. [online] Available at: https://guides.wsj.com/management/building-a-workplace-culture/how-to-increase-workplace-diversity/ [Accessed 10 Jan. 2017]. Researchomatic.com. (n.d.). Human Resource Practices At Dhl Company | Researchomatic. [online] Available at: https://www.researchomatic.com/Human-Resource-Practices-At-Dhl-Company-36158.html [Accessed 10 Jan. 2017]. Right.com. (2017). Five Ways to Improve Career Development and Talent Planning | Right Management. [online] Available at: https://www.right.com/wps/wcm/connect/right-us-en/home/thoughtwire/categories/talent-work/five-ways-to-improve-career-development-and-talent-planning [Accessed 10 Jan. 2017]. UKEssays. (2015). Human Resource Strategies in DHL Express and FedEx. [online] Available at: https://www.ukessays.com/essays/business/human-resource-strategies-in-dhl-express-and-fedex-business-essay.php [Accessed 10 Jan. 2017].

Interest Bearing Securities Role in Portfolio Management

Question: Discuss about the Interest Bearing Securities for Role in Portfolio Management. Answer: Introduction: Money market is a segment of the financial market where the securities are traded for shorter term and the risk associated with the money market is comparatively lower than the capital market. On the other hand, capital market is that section of the financial, market where the securities are traded for longer term and the risk is higher than the money market. The securities, which yield interest, are referred as the interest bearing securities. There are two types of interest bearing securities. One is fixed interest-bearing securities and the other is variable interest securities. The key interest rate in the capital market includes interest on public corporation bonds, government bonds, and rates on deposit of long-term debentures (Cook et al. 2012). The interest bearing securities in the money market include Treasury bill, commercial paper, certificate of deposits, money market bonds. The interest rate is the yield, which is paid to the owner of the securities. There are different kinds of interest bearing securities depending upon the issuer of the instruments. The rate on such securities is guaranteed in terms of the real interest rate because it also takes into account the inflation rate. Discussion: There are different types of interest bearing securities. The securities to be issued depends on various factors such as the security offered by the loan issuer, maturity, the type of interest payments, nature of the issuer. The interest bearing financial instruments has a receivables right on the issuer of the loan. The return on such borrowed amount is given in the form of interest, which is also known as coupon. The coupon is either paid at a floating rate or fixed rate, which again depends upon the choice of the issuer. When the fixed rate loan is issued, then the interest is fixed for the whole term of the borrowing period (Faure 2015). On the other hand, in case of floating rate, the rate is fixed for three months and it is fixed four times on the basis of NIBOR interest rate. Some bonds are issued at zero interest rate. The various types of interest bearing securities are as follows: Debentures: A debenture is a type of the debt instruments which is issued by the company which are raised for meeting the upcoming expenses and the short term capital. A debenture has a convertibility feature, which is attractive to the investors but yield lower interest rate. On the other hand, debentures which cannot be converted into equity bears higher interest rates. It is issued ,by corporations and companies that is secured by the general credit of the corporation rather than secured by specific assets (Canzoneri et al. 2012). Bonds: Bonds are such financial instruments in which the issuer owes a certain amount of debt to the holder of the bonds and is under the obligation of paying interest rate as well as the principal amount at later date. The issue of bond is done at some fixed terms and the interest rate is paid at the fixed interval, it can be monthly, semi monthly, annually, and sometimes monthly. The public sector unit, corporate and the financial institutions typically issue bonds. There are several types of bonds such as executive bonds, tax savings bonds, institutional bonds, emerging market bonds , company bonds. The company bonds are at better quantity of risk because it is mainly dependant on the business enterprise. Such bonds are considered risks free which are issued mostly by the governments and countries. These bonds are considered risk free with respect to being redeemed at value, which is predetermined. However, there are always some amounts of default risk associated with the securities. In this regard, the bond issuer pays to the bond holder some amount of risk premium or it may provide some collateral to the buyer of the bonds. The bond is redeemed as it has defined maturity term and the bond holder represent the creditor stake in the company issuing bonds (Cumming et al. 2014). Certificate of deposits: This is a financial product, which is issued by the banks, and this instruments is transferrable. The certificate of deposits is the registered form of funds, is regarded as the marketable form of receipts, and is deposited in a bank at specified interest rates. This negotiable instrument is transferrable and should not have a maturity less than seven days and it should not be more than one year. This financial instrument is liquid, bearing fixed interest rate, liquid and riskless money market instrument. It can be issue to associations, individual, corporation and trusts (Goyenko 2013). Treasury bills: Treasury bills are the discounted securities and are the borrowing instrument of the shorter term provided by the Government of India. The investors would be able to park their short-term surplus and at the same time, it would help in minimizing the market risks. It is interest bearing instrument which helps in raising the funds for capital and the amount to return is guaranteed along with the interest payment. It comes with the zero risk of default as they are the liabilities of the Government of India. This provides the liquid market instrument to the investors. Investors can purchase T- bills of different maturities period depending upon the requirements of the investors (Chordia et al. 2013). Commercial paper: It is also one of the instruments of the money market, which is issued, by the corporations and large bank in order to meet the short-term obligations. The payment of the face value at the maturity is specified on the note and is promised by the issuing authority. This instrument is sold at a value lesser than the face value that is it is sold at a discount value. If the maturity on the note is higher, then the issuing institution is liable to pay higher interest rate. The interest rates are typically lower than the interest which bank pays. However, the rate fluctuated with the market scenario (Fong et al. 2015). Inter corporate deposits: It is a type of loan, which is extended by one corporate to another. However, it is not secured. The interest rate in this type of market is higher than the rates in the market and this is because the costs of funds for the corporate are higher than the banks. This type of security carries high amount of risks and is unsecured and the risk premium are built into rates. Risks faced by the investors in investing in interest bearing securities: The risks associated with the interest bearing securities arise due to the change in the price, which might happen during the holding period. It happens because there is a change in the market interest rate. The other part of risk arises from the default of the issuer regarding the repayment of the loan amount. Such securities are comparatively less risky on which full security are provided for payment. However, the loss of risk on the interest bearing securities is quite lower than that of the shares and stocks available in the capital market. When the market interest rate rises , the interest bearing instruments issued previously will fall if they have fixed rate of interest (Stigum 2013). This is because there is higher interest return on such loans as the loans issued in the current period would follow the market rates. On the other hand, the price of the instruments, which have been issued previously, would rise when there is a fall in the market interest rates. The various bond s are classified with regard to the credit risks as provided by the international rating agencies. Various types of risks faced by the holder of interest bearing securities: Market risks: this type of risk is related to the market and it is the risk that the market for such security says bond would fall which decline the value of the bonds and this would would fall regardless to the securities fundamental characteristics. Interest rate risks: the interest bearing securities such as Treasury bills suffers from the interest rate risks. When the interest risk rises, the market value for debt tends to fall making it problematic for the investors to liquidate. This would definitely leads to loss on investments. Selection risks: The risk associated with the investment in the chosen securities cannot be anticipated sometimes. This leads to the securities to underperform. The portfolio managers while selecting the securities to include in the portfolio mostly face this type of risk (Cumming et al. 2014). Default risk: the risk is associated with the securities regarding making default in the repayment of the principal amount. The issuer can make default in the payment of the loan amount due to several reasons and if it is possible if the payment is not as per the documentation. Inflation risks: the inflation risk affects the purchasing power of the investors. Since, there exists an inverse relationship between the price of bonds and the rate of interest. The interest rated becomes high due to inflation and this leads to fall in the bond price. Liquidity risks: the holder of the security may find it difficult to liquidate the security and he might not be able to find the seller to sell off the securities. This would force him to sell the security at a lower price than the market value that is he would be compelled to sell it at the discounted price. Such type of bonds suffers from liquidity risk which has been downgraded or which is issued by the infrequent issuer or which has a lower credit rating. Role of interest bearing securities in portfolio management: One of the important and vital strategies of investment is inclusion of the interest bearing securities in the portfolio of the investors. This would help in stabilizing the portfolio. The volatility of the portfolio would be reduced to a significant level if the interest bearing securities such as bonds, fixed income securities form a part of the investors portfolio. The portfolio of the investors could be diversified by including such assets class and the diversification helps in mitigating the risks of the portfolio to some extent. If the portfolio risk is lower, then it would help in moderating downturn which would help the investors in focusing on their long term goals rather than reacting to the market movements which is for shorter term. Such securities would provide favorable return characteristics. The optimal portfolio is created when the investors considers the relation between the return and risks. Including interest bearing securities would provide meaningful diversifica tion , this happens when the securities such as bonds are low , then the investor needs to buy the bonds and sell off the stocks. This would provide a way to rebalance the portfolio (Martinsuo 2013). Asset allocation: Allocations of the assets are the primary delivery of the portfolio performance. In comparison to the security selection, market timing and other factors, the majority of the portfolio performance comes from the allocation of the assets. The important factor in determining the asset allocation is the risk tolerance level, that is the amount of risk, which the investor is able to tolerate in order to achieve the investment goals (Chang and Tian 2016). Let us consider an example, if the investor is expecting 8% return and it is recommended that 70% of investment is made in the aggressive stocks and 30% is made in the defensive stocks. The asset allocation can be revised to 60% and 40% if the stock performance is not good and more investment should be made in the government bonds and cash equivalent. Convexity: The changes in the duration with respect to the changes in the interest rate are given by the convexity. The price and the yield of the bonds yield a convex relation. The changes in the price of the fixed income securities with respect to changes in the interest rate are given by the convexity. A bond of 8% is less sensitive to 6% bond. If the yield of the bond falls to a low level, then there would be negative convexity. Therefore, the duration would decrease when the yield decreases. However, not all the convexity is beneficial to the portfolio. If the security exhibit positive convexity, then the bond price would appreciate if the interest rate falls. The portfolio managers can implement in the portfolio, the strategy of adding the positive convexity to hedge against the declining rate of interest (Nyawata 2013). Duration and immunization: The portfolio is immunized from the risk of changes in the rate of interest by using the duration. It is an important tool, which depicts the sensitivity of the portfolio towards the interest rate. Duration analysis helps in measuring the risks associated with the interest bearing securities. A concept of technique gap management is introduced in the duration in order to manage the risk of the portfolio. When such securities serve to lengthen the asset class liabilities, the duration gap tends to reduce. The task of the portfolio manager is to immunize the funds of the accumulated value against the interest rate movement at some future date. The portfolio ability to meet the investment obligations would remain unaffected, when the liabilities and assets are matched duration wise. Recommendation: The proportion of the interest bearing securities in the portfolio should be less or more than the stocks is dependent on the nature of the investors. If the investor is risk lover, then he would seek investing in aggressive stocks, on the other hand, if he is risk averse, he would include interest bearing securities in the portfolio. However, the decision is also influenced by the macroeconomic factors. The capital market instruments instrument has more risk of loss compare to the interest bearing instruments. Therefore, the risks adverse investors should invest in government bonds, treasury bills, commercial paper. The investors while making investment should consider the return on investment and the credit rating. However, the average return form investment in the interest bearing securities is found to be lower and stable. If the bonds were yielding the higher return, it would be associated with the higher risk the investor is compensated with the higher return for the additional risks he is undertaking. Conclusion: It is a general tendency that the investors are always keen on investing in the less risky securities for the longer term. The investors should appoint the service of the portfolio managers for managing it, as there is some sort of risks associated with the interest bearings securities. The portfolio is rebalanced after gauging the performance of the securities and then the asset allocation is done. In order for the investors to get most of the benefit from the fixed income securities such as T-Bills and CDs , the average duration should be increased when the interest rate declines so the negative impact is minimized and vice versa. However, the market for fixed income securities is no exception to the higher return and the higher risks. Reference: Canzoneri, M.B., Cumby, R.E. and Diba, B.T., 2012. Euler equations and money market interest rates: A challenge for monetary policy models.Journal of Monetary Economics,54(7), pp.1863-1881. Chang, K.C. and Tian, Z., 2016, July. Optimal asset allocation with mutual information. In2016 19th International Conference on Information Fusion (FUSION)(pp. 1019-1026). IEEE. Chordia, T., Sarkar, A. and Subrahmanyam, A., 2013. An empirical analysis of stock and bond market liquidity.Review of Financial Studies,18(1), pp.85-129. Cook, T.Q. and Duffield, J.G., 2012. Money market mutual funds: a reaction to government regulations or a lasting financial innovation?.FRB Richmond Economic Review,65(4), pp.15-31. Cooper, R.G., Edgett, S.J. and Kleinschmidt, E.J., 2012. New product portfolio management: practices and performance.Journal of product innovation management,16(4), pp.333-351. Cumming, D., Helge Ha, L. and Schweizer, D., 2014. Strategic asset allocation and the role of alternative investments.European Financial Management,20(3), pp.521-547. Farrell, J.L. and Reinhart, W.J., 2013.Portfolio management: theory and application. McGraw-Hill. Faure, A.P., 2015. Money Market: An Introduction. Fong, G., Pearson, C., Vasicek, O. and Vasicek, O.A., 2015. Bond performance: Analyzing sources of return.Finance, Economics, and Mathematics,9(3), p.213. Gibson, R., 2013.Asset Allocation: Balancing Financial Risk: Balancing Financial Risk. McGraw Hill Professional. Goyenko, R., 2013. Treasury liquidity, funding liquidity and asset returns.Funding Liquidity and Asset Returns (July 16, 2013). Kacperczyk, M. and Schnabl, P., 2013. How safe are money market funds?.The Quarterly Journal of Economics, p.qjt010. Martinsuo, M., 2013. Project portfolio management in practice and in context.International Journal of Project Management,31(6), pp.794-803. Model, A.P., Diversification, I.I. and Rolls, C.A.P.M., 2014. Investment Analysis Portfolio Management. Nyawata, O., 2013. Treasury bills and/or central bank bills for absorbing surplus liquidity: The main considerations.Journal of International Commerce, Economics and Policy,4(02), p.1350011. Stigum, M.L., 2013.The money market. McGraw-Hill Professional Publishing.

Gun Control Essays (913 words) - Typography, Publishing, Writing

Gun Control Yesenia Rodriguez South University Abstract [The abstract should be one paragraph of between 150 and 250 words. It is not indented. Section titles, such as the word Abstract above, are not considered headings so they don't use bold heading format. Instead, use the Section Title style. This style automatically starts your section on a new page, so you don't have to add page breaks. Note that all of the styles for this template are available on the Home tab of the ribbon, in the Styles gallery.] There is an appalling, despicable lack of gun control in the United States. In my opinion the manner in which the issue of gun control is approached in this country is bordering on criminal negligence in and of itself. The insanity surrounding this controversial issue is taking the Second Amendment to the Bill of Rights in the United States constitution way too far. I ask myself this question, could the Founding Fathers of this amazing country have possibly envisioned a world in which teenagers could casually walk into a classroom, pull out a loaded pistol and cold bloodily murder their teachers and fellow classmates? I think not. I would posit that these fine men, these symbols of American liberty and democracy, would turn in their graves if they could see how their words, their intentions, were manipulated and grossly misinterpreted, to serve the purposes of those who pretend to be protecting the rights of their fellow American Citizens. On the contrary, it is my belief that they, the politicians, are recklessly endangering those whose rights they claim to be protecting. The Government needs to take a hard, honest look at the tragic loss of life that occurs in this country due to gang shootings, both intentional and accidental. The government needs to assume responsibility for this outrageous situation and realize that gun control in the United States needs to be federally regulated, sooner rather than later. Wherein lies the difficulty in subjecting citizens to more stringent gun control measures? What possible reasons could politicians have for opposing safety measures such as the mandatory registration of firearms, five days waiting periods, gun licensing for owners, permits to purchase and permits to carry guns as well as mandatory background checks? If you want to carry a firearm, I feel that all of the aforementioned requirements, at the very least, should be instituted in every single state. For heaven's sake, it is more difficult to enroll your child in school than it is to buy and own a gun in this country. Does that seem logical? Not to me. The reason being that as this controversy plays out, as the NRA (National Rifle Association), the various politicians and the many interest groups squabble aimlessly back and forth with each other, and more innocent people are losing their lives every day. Sure, some will argue that the majority of gun owners in this country are responsible citizens who have every right to own a gun to protect their families, their property and all that they have worked so hard for. Do you know what I say to that? Absolutely! I have no desire to have a person's right to protect themselves infringed upon, I would simply argue that stringent guidelines would be followed to ensure that that person was who they said they were, did not have a criminal record etc. before they were handed a weapon that could potentially result in a serious loss of life. If any citizen has an issue with a five day waiting period for instance, I would hazard a guess that their intentions for the use of that weapon are probably not the best. I would think that any responsible citizen, with nothing to hide would welcome proper gun control measures, as limiting the number of guns on the streets will ultimately reduce the risk that responsible citizens will ever need to use their w eapons in self-defense. There are some issues I truly believe should be state regulated, such as education. However, for an issue as monumentally important as gun control, I believe that the citizens of our country should all be subjected to the same measures for acquiring guns. Are the lives in one

Analysis of Henry Highland Garnets speech Let your motto be resistance Essays

Analysis of Henry Highland Garnets speech Let your motto be resistance Essays Analysis of Henry Highland Garnets speech Let your motto be resistance Paper Analysis of Henry Highland Garnets speech Let your motto be resistance Paper with the idea of black citizenship bringing into question the American Judicial system where in the in 1660s many states (New York, Maryland, Carolina, Virginia) had ruled that black Americans did not have American citizenship (Jordan.1968.16). Throughout the speech Let your motto be resistance we can see Garnets Presbyterian clergy tendencies with the speech being presented as if it were almost a church mass with Garnet first addressing all the oppressed sympathise with each other, then informing the people of what action God sees as the right road to freedom you should use the same manner of resistance as would have been just in our ancestors before finishing on an almost urge for the black slaves to go forth and spread the word of slave rebellion with the repletion of Die freemen than live to be slaves. This religious way of speaking combined with references to ancestors and the glory of Africa creates a link between Henry Highland Garnet and both Heathen and Christian slaves allowing for all groups to be drawn into the speech. The main argument of Let your motto be resistance is that there is a need for black slaves to resist slavery and resort to violence if necessary, with lines such as not much for redemption without the shedding of blood suggesting a need for the continuation of rebellion like the Turner revolt of 1831, where fifty nine white people were killed (Kolchin. 1993. 156). Its as if Henry Garnet was arguing this because violent acts seemed to place fear and a need to change in peoples hearts to a greater extent then the white abolitionists moral crusade (although these revolts normally ended in harsher measures being introduced an as with the turner revolt many slaves being hung), this can be seen with the line The time has come when you must act for yourselves. Throughout Let your motto be resistance we can see an intense form of rhetoric occurring in an attempt to persuade the audience that action was need to get anywhere in the war against slavery, with one of Henry Garnets major arguments being that God would not except slavery as an argument for going against the commandments and Christian way of life The forlorn condition you are in does NOT destroy your moral obligation to God.God will not receive slavery nor ignorance nor any other state of mind, for love and obedience to him. Not only would this continue the religious link between Garnet and the audience but it would also install an amount of fear that if one did not do all they could to escape and end slavery then god would punish them instead of punishment falling upon slave owners. This ideal is reinforced latter in Let your motto be resistance when slave owners are referred to as devils, suggesting that that by not trying to escape from oppression slaves were actually working a gainst Gods will under the Devil. This attack against slave owners continues with he who brings his fellow down so low as to make him contented with a condition of slavery commits the highest crime against God. This condemnation of slave owners as being the worst criminals allows one direct group for Garnet to aim an attack at, instead of just plantation owners, this gives the impression of an almost war like situation , with all slave owners on one side and a united slave nation on the other. It could be argued that garnet through arguing that slavery is against Gods will he could also be referring to the continued injustice of black slavery since in 1661 a Maryland court ruled that an Irish youth should have his slavery time shortened to three years from fifteen because it was contrary to the laws of God, which meant an American court had all ready agreed that the slave trade was morally wrong. It is unlikely that Garnets speech would have made much of an actual change despite provoking controversy, it was more acting as a motivational speech and trying to give direction to a population that had recently won a massive step forward over the Amistad revolt in 1839 where a ship of illegally taken slaves from Africa killed the crew of the ship Amistad and were found legally clear of murder in new York. This brought into question the ideal of slavery and whether black slaves were acting as freedom fighters throughout the various revolts.

Risk Assessment Essay Example | Topics and Well Written Essays - 500 words

Risk Assessment - Essay Example Large organizations tend to spend great number of resources on implementing security measures to keep their informational assets safe but the writer states that there is not much awareness about this aspect in the non-profit organizations that have very limited resources and IT budgets. The author of the chosen paper, Fox (2008) understands the constraint of limited budgets in non-profit organizations therefore devised the methodology that would not cause them any setbacks in their financial system. The following aspects are considered for the development of the respective methodology; inexpensive or free software components that are compatible with Microsoft, no new infrastructure risk is brought about in the system, tools must be simple enough to be operable by volunteers after only few training sessions. The methodology that has been proposed by the author involves a series of steps that should be followed to ensure that the non-profit organization understands the risks that might be present in their IT infrastructure. Fox (2008) proposed the following steps: The series of steps for the risk assessment process is detailed and covers some of the basic considerations that should be involved in the conventional mode of risk assessment for example; the views of the top management regarding the important data that should be safeguarded and the authorities who should have access to the data. However, the implementation of the methodology requires the assessor to be equipped with the knowledge of UML which might pose to be a challenge for the volunteers in the non-profit organization. It requires considerable training to possess the skill of framing real life instances into UML framework. Another aspect of the paper that could have been explained in a better manner involves COBIT and NIST 800-30 security standards. The methodology is claimed to be based on these security standards but the